How to Finance Dental Implants

Having a mouth with missing teeth, severe decay, crowded teeth or other issues can diminish your self esteem --- issues that typically can be addressed by dental implants. Dental implants are permanently attached by inserting posts into the jaw bone and placing an artificial tooth onto the post. According to dentalresources.com, the average cost for each implant is between $1250 to $3000, as of November 2010.

Instructions

    Talk to your dental clinic about options offered for financing. Most clinics will be able to provide you with a few sources for outside dental financing and some may offer in-house financing.（Marathon Micro Motor）

    Contact the names of potential lenders that your dental clinic provided you and ask for the terms and conditions of the loans offered. Loans for dental work can vary in interest rate and length of loan, both of which can drastically alter the monthly payment.

    Call a local insurance agent that deal with health insurance. Ask if there are any dental plans available to an individual that cover dental implants. According to medicinenet.com, dental implants are not generally covered under a dental plan.

    Check with your medical insurance provider if you need the implants due to a medical condition. Dental care is generally not covered under a healthcare plan, but if the tooth loss is a result of a medical condition, coverage may be allowed to restore your teeth. Your dentist can advise you if he feels this is the case.

    Visit chasehealthadvance.com, carecredit.com or allcarefinance.com to see if the financing programs fits your needs (see "Resources").

    Visit your local bank to inquire about a personal loan. Compare the terms and conditions for a personal loan with the terms you gathered in Step 2 and Step 5. A personal loan can be used for any reason and can be used to pay for your dental treatment.

    Look at one or more credit cards as a third option for financing. Call the credit card company, and ask how much the monthly payment will based on the amount you need for the dental implants. If you need $5000 worth of dental work, ask the agent what your monthly payment would be if you charged $5000.

    Review the options and determine which one is best suited for your situation. Look at the interest rates, years of repaying and monthly payment. Apply with the company you feel will work best for you.


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